buyer incentives

3-2-1 Interest Rate Temporary Buydown

A 3-2-1 Interest Rate Buydown is a financing option that temporarily reduces your interest rate for the first three years of your mortgage

100% Financing Available

Tired of putting off buying your dream home until you can afford the down payment? Ask us about our 0% Down Purchase home loan program.

  •  Keep cash on hand for expenses

  • • Fast closings, usually in an average of 20 days

  • • No longer answer to a landlord

Let’s work together.

Contact XPRESS Lending today to discover all of our special financing offers!

XPRESS FINANCIAL LENDING & PARTNERS LLC,1300 BAY AREA BLVD B150-07, HOUSTON, TX, 77058, XPRESS FINANCIAL LENDING & PARTNERS LLC, 1300 BAY AREA BLVD B150-07, HOUSTON, TX, 77058, 2526205 , RESIDENTIAL MORTGAGE LOAN COMPANY.INFORMATION IS SUBJECT TO CHANGE. CERTAIN RESTRICTIONS APPLY. SUBJECT TO BORROWER QUALIFICATIONS. The advertised 3-2-1 buydown is available on select loan programs only.Not all borrowers will qualify for the lowest rates. Rates are subject to change based on market conditions. For further information regarding mortgage lending and consumer protection, visit the Consumer Financial Protection Bureau (CFPB) website at www.consumerfinance.gov. XPRESS FINANCIAL LENDING & PARTNERS LLC,1300 BAY AREA BLVD B150-07, HOUSTON, TX, 77058, XPRESS FINANCIAL LENDING & PARTNERS LLC, 1300 BAY AREA BLVD B150-07, HOUSTON, TX, 77058, 2526205 , RESIDENTIAL MORTGAGE LOAN COMPANY.INFORMATION SUBJECT TO CHANGE. CERTAIN RESTRICTIONS APPLY. SUBJECT TO APPROVAL OF BORROWER AND INVESTOR GUIDELINE REQUIREMENTS. DOWN PAYMENT IS PROVIDED AS A 2ND LIEN AGAINST THE SUBJECT PROPERTY. 2ND LIEN BEARS A 0% INTEREST RATE AND CANNOT EXCEED A $15,000 LOAN AMOUNT. 2ND LIEN HAS NO MINIMUM MONTHLY PAYMENT REQUIREMENTS, A TERM OF 360 MONTHS AND IS FULLY DUE AS A BALLOON PAYMENT UPON THE OCCURRENCE OF EITHER A REFINANCE OF THE 1ST LIEN, PAYOFF OF THE 1ST LIEN OR THE FINAL PAYMENT OF THE AMORTIZATION SCHEDULE OF THE 1ST LIEN. BORROWER MUST QUALIFY BASED ON HOME POSSIBLE® OR HOMEONE® GUIDELINES. SOME EXCLUSIONS MAY APPLY. THE PRINCIPAL, INTEREST, AND MI PAYMENT OF A $350,000 30-YEAR FIXED-RATE LOAN AT 6.999% AND 97% LOAN-TO-VALUE (LTV) IS $2433.32. THE ANNUAL PERCENTAGE RATE (APR) IS 7.528% WITH ESTIMATED FINANCE CHARGES OF $6,500. THE PRINCIPAL AND INTEREST PAYMENTS, WHICH WILL CONTINUE FOR 360 MONTHS UNTIL PAID IN FULL, DO NOT INCLUDE TAXES AND HOME INSURANCE PREMIUM, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES CURRENT AS OF 5/22/2024. SUBJECT TO BORROWER APPROVAL. SOME EXCLUSIONS MAY APPLY.